Nowadays online shopping has become a million dollar business and a place for fraudsters and hackers to swindle money from consumer's account. The data that is transferred in plain-text form or in non-encrypted format can be intercepted, compromised or stolen. For this reason, having a Secure Socket Layer (SSL) certificate is a boon in this fast-changing trend of security. Therefore, organizations should use this certificate for securing their site, if they wish to take online payments or expect their visitors to submit confidential information. So this article basically describes what and how along with the disadvantages of SSL.